Personal Credit Report

The Personal Credit Report from 1 Exam Prep is an essential reference for individuals pursuing Florida DBPR and CILB contractor licensing, where financial responsibility and personal credit standing are evaluated as part of the application process. This resource explains how major credit bureaus—Equifax, Experian, and TransUnion—compile personal credit data used to determine eligibility for licensure, bonding, and financial stability verification. It assists candidates in understanding credit scores, debt management, and dispute resolution to ensure compliance with Florida Statutes governing contractor qualification. Used in conjunction with 1 Exam Prep’s application preparation materials, it helps license applicants strengthen their financial profiles and maintain good standing for state certification and renewals.

Florida Contractor License Personal Credit Report. The Florida DBPR requires that an applicant for a Certified Contractors license in Florida provide both a commercial credit report and consumer credit report in order to be licensed. Credit reports must include a FICO derived credit score and indicate that local, state and federal records have been searched.

1 Exam Prep will pull your personal credit report from an authorized credit company that your licensing board requires.